GK Bhavishya 369 Scheme banner for children's education and marriage planning goals

Godavari Krishna Co-operative Society

GK Bhavishya 369 Scheme

High-Interest Future Planning Deposit for Children's Education & Marriage Goals.

Godavari Krishna Cooperative Society member savings schemes and loan facilities

About Us

Godavari Krishna Co-Operative Society, established in 2019 with just 23 founding members, has grown into a trusted financial institution across Andhra Pradesh, now supported by 200+ dedicated employees. Operating under the Andhra Pradesh Mutually Aided Co-Operative Societies (AP MACS) Act, 1995, we ensure transparent, member-focused financial services backed by strong governance. We are ISO 9001:2015 certified and registered under Reg. No: AMC/KNA/DCO/2019/122, reflecting our commitment to accountability, ethical practices, and member trust.

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Competitive Rates

Competitive Rates

Clear, fair interest rates designed to reward consistent saving.

Grow Your Savings

Grow Your Savings

Simple schemes that help your money build steadily over time.

Friendly Support

Friendly Support

Get quick answers and guidance from a team that's easy to reach.

More Options

More Options

Choose from savings and loan products that match your goals and budget.

Our Schemes

GK Bhavishya 369

GK Bhavishya 369

Our GK Bhavishya 369 deposit scheme offers high yearly compound interest, guaranteed maturity benefits, and long-term wealth growth to help you plan securely for children's education, marriage, and future financial goals.

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GK GOLD

GK GOLD

Our GK GOLD savings scheme enables disciplined gold investment with bonus benefits and assured 22-carat gold coins at maturity, making it a secure and goal-oriented gold savings plan.

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Monthly Income Scheme

Monthly Income Scheme

Our Monthly Income Scheme delivers fixed monthly interest payouts with capital safety and flexible tenure options, making it a secure deposit plan for retirees seeking guaranteed regular income.

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NEFT, RTGS, AND CORE BANKING SERVICES

Our Loans

Ujjwala Loan - Affordable Interest Small Business Loan

Ujjwala Loan - Affordable Interest Small Business Loan

Our Ujjwala Loan offers an affordable interest small business loan without a CIBIL requirement, featuring quick approval, daily EMI repayment, and doorstep service to support micro entrepreneurs with fast and reliable business finance.

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Gold Loan - Instant Loan Against Gold

Gold Loan - Instant Loan Against Gold

Our Gold Loan provides instant loan against gold jewellery with competitive interest rates, flexible tenure options, and secure storage, including gold loan take over facility for customers seeking better financial terms.

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Our Workplace

A professional workplace creates an environment that supports productivity, flexibility, and resilience. It enables employees to work efficiently while adapting to changing needs and maintaining a healthy work-life balance. Clear communication and mutual respect help teams perform at their best. A positive workplace culture also encourages continuous learning and skill development. This fosters growth, innovation, and long-term success for both employees and society.

Workplace culture plays a crucial role in employee happiness, productivity, and overall business success. A positive work environment built on strong values, collaboration, and clear communication improves employee engagement and retention. Societies that promote learning, growth, and inclusivity create high-performing teams. A healthy workplace culture also enhances job satisfaction and work-life balance. Investing in workplace culture leads to long-term growth and success.