About
Godavari Krishna Co-operative Society Ltd.
About our society, mission, and vision.
Established in 2019 with just 23 founding members, Godavari Krishna Co-Operative Society has grown into a trusted financial institution serving communities across Andhra Pradesh. As of 2026, our organization proudly supports 200+ dedicated employees committed to delivering transparent, member-focused financial services. Our journey reflects steady growth, strong governance, and the trust of thousands of members.
Governance & Compliance
Accountability and ethical practices
Godavari Krishna Co-Operative Society operates under the provisions of the Andhra Pradesh Mutually Aided Co-Operative Societies (AP MACS) Act, 1995, ensuring regulatory compliance and transparent operations.
We are:
- ISO 9001:2015 Certified
- Registered under Reg. No: AMC/KNA/DCO/2019/122
Our governance framework emphasizes accountability, member protection, and ethical financial practices.
Our Mission
Serving the underserved
Our primary objective is to provide alternative financial solutions to individuals who are often underserved by traditional banking institutions. Many small shopkeepers, micro business owners, street vendors, self-employed individuals, and small-scale entrepreneurs struggle to access formal credit due to strict banking norms.
We exist to bridge this gap.
Godavari Krishna Co-Operative Society offers accessible loans, secure deposit schemes, and community-driven financial support to empower individuals who lack multiple financial options. Our focus is not just lending — it is enabling sustainable financial growth for grassroots entrepreneurs and middle-income families.
Member-Centric Financial Services
Community-oriented and transparent
We operate on a membership-based model, ensuring that our services remain community-oriented and transparent. By enrolling as members, individuals gain access to structured financial assistance, secure investment opportunities, and trusted co-operative support.
Alongside our loan products, we place strong emphasis on protecting and growing member savings through a range of high-interest deposit schemes and thrift plans, including:
- Daily Deposit Scheme
- GK GOLD Savings Scheme
- GK Bhavishya 369 Long-Term Deposit
- Royal Investor Scheme
- Monthly Income Scheme
While the above schemes represent some of our key offerings, every deposit scheme at Godavari Krishna Co-Operative Society is thoughtfully designed to provide high interest returns, capital protection, and safe investment options for long-term financial growth.
Our Commitment
More than a financial institution
We are more than a financial institution — we are a community-driven co-operative society dedicated to providing secure deposit schemes, small business loans, gold loans, and women empowerment finance solutions.
Our goal is to build financial inclusion, strengthen local businesses, and create long-term economic stability for our members.

